Loans

Preferred Rate

Your Annual Percentage Rate (APR) will be discounted 0.25% for utilizing each of the following: My CU checking account, payroll deducted or auto debit loan payment, credit card, or term share deposit (CD).  Also, you may receive .50% discount if you have a home equity or home mortgage with MyCU.  The maximum discount you may obtain is a total of 1.00%.

Risk Based

The Annual Percentage Rate (APR) you receive is based on your credit worthiness. Please ask a lender for the rate that you qualify for. The maximum discount you may obtain is a total of 2.00%. Add up to 5.00% to the stated range for bankruptcy, charge off, repossessed loans or for co-signed loans with a delinquent credit report history. Add .25% for loans over 100% LTV.  Add .25% for loans with exception to stated term lengths below.

Apply for a Mortgage Apply for a Home Equity, Auto, or Personal Loan

We pledge to try to match or beat any other rate offers you receive. Please give us the opportunity to offer you our most competitive rate. Interest rates are subject to change. Contact your local branch representative for rate information and to apply for a loan.

Contact Us
Canton 903-567-5981 ask for Angela
Crowley 817-921-9093 ask for Linda
Euless 817-283-8023 ask for Jerry
Mineola 903-569-0303 ask for Jeff
Watauga 817-428-2463 ask for Gwen
Wills Point 903-873-1252 ask for Royce

Home Equity & Home Mortgages call 800-283-MYCU(6928) and ask for Tina.

NMLS ID My Credit Union - 806506
NMLS ID Tina - 808443