Preferred Rate: Your Annual Percentage Rate (APR) will be discounted 0.25% for utilizing each of the following: My CU checking account, payroll deducted or auto debit loan payment, credit card, or term share deposit (CD). The maximum discount you may obtain is a total of 1.00%.
Risk Based: The Annual Percentage Rate (APR) you receive is based on your credit worthiness. Please ask a lender for the rate that you qualify for. The maximum discount you may obtain is a total of 2.00%. Add 2.00% to the stated range for bankruptcy, charge off, repossessed loans or for co-signed loans with a delinquent credit report history. Add .25% for loans over 100% LTV. Add .25% for loans with exception to stated term lengths below.
We pledge to try to match or beat any other rate offers you receive. Please give us the opportunity to offer you our most competitive rate. Interest rates are subject to change. Contact your local branch representative for rate information and to apply for a loan.
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Home Equity & Home Mortgages call 800-283-MYCU(6928) and ask for Tina.