My Credit Union has decided to rollback the minimum balances on savings accounts and checking accounts. Savings account minimum balances will now be $20 and checking minimum balance will be $0. This rollback moves it back to how it was a little over 4 years ago. The second chance checking monthly service fee has also been reduced from $19.99 to $9.95. These changes are effective September 22, 2015. Thank you for all your support.